Hello, everyone! The question of whether to trust private lending companies is indeed important. Some have been known to deceive customers by imposing high interest rates after a certain period. As for the credibility of centennial funding reviews, it's typically a good practice to consider the experiences of others. If these reviews suggest that this is a reliable company with a long history and a substantial base of satisfied customers, it may be worth considering them as a potential option. However, always conduct your due diligence before making any financial decisions.